01 / Diagnose
Review debt and cash flow together
Organize loan terms, maturity, covenants, payoff, lender posture, rent roll, collections, expenses, NOI, capital needs, and ownership constraints. Identify the pressure points and missing facts.
Owner-side capital strategy · ANM Group
Capital strategy for the whole property.
When a property is distressed or its debt, cash flow, timing, or business plan no longer fit, we work alongside the owner to diagnose the full situation and shape a path forward. Our work can include debt restructuring, cash flow and operating review, structured or alternative financing, recapitalization, and capital allocation—with hands-on support through execution.
Real estate experience since 2000Founder-led analysisAI-assisted, human-reviewed
Owner-side decision lab
See the situation from more than one angle.
Choose what is putting pressure on the property and what matters most to ownership. The guide organizes questions and paths for a human review; it does not recommend a loan or promise an outcome.
One property. Multiple paths.Use this as a conversation starter. Any path depends on verified documents, lender or capital source terms, legal structure, and owner decisions.
First-pass strategy mapInteractive guide
Explore the tools
See the cash pressure. Test the capital gap. Track the next move.
Use the illustrative case to explore ANM's planning workspace. Your own case connects the property facts, assumptions, documents, and actions.
01 / Liquidity lab
Map 13 weeks of cash
Change cash receipts, operating outflows, debt service, and the timing of one-time needs. See when a cash gap appears.
Explore the cash runway →02 / Refinance lab
Make the capital gap visible
Test NOI, cap rate, assumed debt terms, and owner cash. Compare cash-flow support with the entered LTV constraint.
Test the assumptions →03 / Shared case room
Keep the work connected
Review the evidence, compare saved scenarios, ask questions, and track responsibilities and planning dates with ANM.
Explore the case workspace →Capital strategy and execution
Build the capital plan around the asset, cash flow, and ownership goals.
We examine the property’s operating picture, the current capital stack, lender constraints, and the owner’s goals—then organize realistic paths and help move the selected plan forward.
02 / Structure
Develop more than one path
Consider extensions or modifications, structured debt, alternative financing, recapitalization, preferred or common equity, joint ventures, and operational changes where they fit the facts.
03 / Execute
Stay hands-on through the work
Prepare the financing story, organize diligence, coordinate with lenders and capital partners, and help the owner manage the process through the next decision or closing.
Experience behind the process
“A capital decision only works when the financing, property cash flow, timing, and ownership plan fit together.”
Since 2000ANM Group has worked across real estate development, operations, financing, and transaction execution for more than 25 years.
Nearly $1BAt its peak, ANM Funding brokered close to $1 billion in mortgage underwriting in a year—experience that informs today’s broader capital strategy work.
Moses Gross
Founder & CEO, ANM Group
Moses Gross has built and led real estate and financing businesses, developed properties, and worked through transactions from the operating and executive level. He founded ANM Group in 2000 and previously founded ANM Funding. His background spans real estate operations, development, financing, and executive decision-making.
The work is owner-side and hands-on: examine the asset and its cash flow, assess the capital stack and constraints, develop structured financing and capital allocation options, and help coordinate execution. AI-assisted document organization can speed up the first pass; material facts and conclusions are checked against source documents and reviewed by Moses.
A living property case
One case file, from first look to next decision.
Submit one initial application for each asset. Your private asset link keeps information and uploads in one case. ANM reviews the initial submission and identifies a potential path forward before requesting an application fee. Payment unlocks the full Data Lab Room, where ANM works with you to develop and advance an agreed restructuring plan.
A straightforward process
Start with a virtual capital strategy meeting.
We will discuss the property, cash flow, debt or capital pressure, ownership goals, and immediate decisions, then define what analysis and support would be useful.
01
Initial discussion
Set out the asset, ownership goals, capital needs, and timing.
02
Scope and intake
Agree on the work, fee, confidentiality, and information needed.
03
Analysis and options
Review cash flow, capital structure, alternatives, and tradeoffs.
04
Execution support
Coordinate the selected restructuring, financing, or capital path.
ANM Group online application
Request a property and capital strategy review.
Share the property, ownership, debt, cash flow, timing, and goals. This gives us a starting point to consider restructuring, financing, capital allocation, and operating options. Documents are optional for the initial request.
Start with the full capital picture.
Share the property, the pressure point, and the outcome you need to evaluate.